Explore Today's Reverse
Mortgage with New
Features & Lower Costs

Increase Your Income and Financial Security with a Reverse Mortgage

We Provide Another Option to Help Your Retirement

Your Reverse Mortgage is a powerful financial option that is an established way to benefit your financial security. Tony Meuers and his team provide honest, straightforward, and clear answers about Reverse Mortgages and will guide you through the Reverse Mortgage process.

Increase Your Financial Independence with a Reverse Mortgage

Backed with resources, experience, and stability our focus is helping seniors in Washington and Oregon who are looking to use a Reverse Mortgage to supplement their retirement. If you’re a homeowner who is 62 years of age or older, you can trust that Tony Meuers and his team will provide the highest levels of service and communication.

What people say about us

“From the first meeting, we felt comfortable asking all of our questions. We will definitely refer friends to Tony. Thank
Stephanie & James
“Costs and fees are what are expected closing times are reasonable and as promised. It is a pleasure working with Tony Meuers.”
“Tony makes sure that the paperwork is completed correctly and submitted on time. Easiest financing I’ve ever done.”
Phillip M.
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Meet the Team

Our team is here to guide you from start to finish

Tony Meuers

VP of Mortgage Lending

Licensed in Oregon / Washington /
California / Florida / Arizona

Heather Vincent

Production Assistant

Cara Suter

Cara Suter

Transaction Coordinator

The Reverse Mortgage Portland Oregon

If you more questions, feel free to reach out to us at: (503) 806-1620

We’re excited to be one of Oregon’s premier reverse mortgage lenders in Portland, OR.

Finance of America Mortgage is a trusted company that has been lending for over ten years, specializing only in our sole product – reverse mortgages.

Our mortgage company services all Portland homeowners, and we are uniquely equipped with a staff that has amassed decades of experience in the mortgage banking industry, spanning each area of the country. This experience allows us to understand every borrower, regardless of their specific standing or needs in the reverse mortgage program.

HUD Approved Direct Lenders

Finance of America Mortgage has long been approved lenders with the Department of Housing and Urban Development (HUD). We’ve been authorized to close, underwrite, and originate the HUD Home Equity Conversion Mortgage (HECM), commonly known as the HUD’s reverse mortgage loan.

Finance of America Mortgage is a locally owned and operated company. We handle both refi loans where the borrowers already own their home and are ready to pay off their current loan and are without a monthly payment, as well as those who are looking to use their equity for other ventures if they don’t have an existing loan. We can also close if their situation lays somewhere in between.

About Finance of America Home Mortgage

Finance of America’s management group were some of the originators of the first fixed-rate reverse mortgages in 2008. As such, we have a wealth of experience in proprietary or jumbo loan programs that are available to potential borrowers. As a forward-thinking company, we’re always on the hunt for more programs and products that may serve people that HUD HECM may not, specifically those borrowers of higher valued properties.

Principal Limits are generally lower for jumbo or proprietary programs. As such, not all borrowers will see real benefits from jumbo programs.

Unlike many companies serving our area, only experienced originators have the ability to determine which programs will work out for some borrowers. This includes informing them of the advantages of disadvantages of these programs, ultimately setting the borrower up with the information they need to take the next step.

In the past few years, we’ve found that it’s not out of the ordinary to see an area for a jumbo market within a stone’s throw of a great HUD HECM market, even if one of the areas could make use of the jumbo configuration.

If you’re a homeowner 62 or above in any market, you could make good use of a reverse mortgage. It has been seen to be a stout financial product, as it allows you to supplement retirement plans and not consider just the mortgage as a means to an end.

What’s also great about the reverse mortgage through us is that it gets rid of the current mortgage payments, as well as the line of credit used. This means that reverse mortgage borrowers can live the life that they want to live in, in addition to allowing the borrower to truly plan for the rest of their lives.

Lending Limits in Portland Oregon

As you may know, Portland is the largest city in Oregon. It spans over 145 square miles with its 622,309 residents as of the year 2015. As of the time of counting, over 62,000 of homeowners are 62 or older. Named after its Maine counterpart, the city gained prominence in the 1830s at the end of the Oregon Trail. The port city was a very convenient choice for the import of goods. Much of this growth can be attributed to the timber industry in the formative years of Oregon.

In the early 1900s, the city gained notoriety of being one of the most dangerous ports in the country. This was mostly due to the rampant crime, specifically by organized crime groups jocking for control of the city. These days, the views of the city has softened, becoming a haven for artists, great craft breweries, coffee, biking, and those who love spending time in the outdoors.

Saying that Portland is known for its parks is nothing short of an understatement. This is truly one of the cities that take pride in natural beauty. Look no further than the Hoyt Arboretum. It’s home to amazing plant life from around the world, and it’s located in the heart of the city.

The city is also known for those who like to drink both coffee and beer. Stumptown Coffee is the envy across the country. So much in fact that the location has become reason enough to visit. The same can be said of the myriad of craft breweries round the town, including Laurelwood’s Organic Green Mammoth IPDA and Cascade’s Bourbonic Plague.

Of course, these aren’t to be outdone by the various food trucks that are peppering the city, including both savory and sweet options, like those made by Kyra Bussanich. The cupcakes she makes are always a treat for those looking for a standout confection.

Once you’ve had your fill with all of the drinking and gorging yourself with all the beer and cupcakes you can drink, you can enjoy probably the best thing about Portland in the way of biking. Portland has probably the best biking accessibility in the country, including a variety of biking groups and tours that cater to both the visitor and the native Portlandian.

The median home value in the city of Portland is $414,800. This makes it firmly under the HECM lending limit of $636,150, a figure set by the federal government.

So, if you live in our great city and would like more information, contact us at Finance of America Mortgage and we will happily answer any inquiry that you may have!

Our Exclusive Programs Designed to Fit Your Needs.

Take a look at some of our program benefits that you won’t find elsewhere:

Finance of America Mortgage has long been providing homeowners with offers that they can’t get anywhere else. Our trusted, experienced, and knowledgeable team can offer exactly what you’ll need out a reverse mortgage. Don’t fret; you don’t need to compromise, just get the loan that you’re looking for.

Here are some of the benefits you get when you choose Finance of America Mortgage:

– A Premier 3.68% Fixed Rate for Life (5.25% APR)

– Governmentally Insured and Jumbo Proprietary Program

– Comfortable Credit Lines Starting at 2.98%

– Industry’s Lowest Lifetime Rate

– No Obligation Free Plans

– Zero Financed Closing Costs

– No Monthly Servicing Fee from Us

Please, finish the form above to see our list of all available programs that we offer. The rate excludes state tax. To take advantage of the $0, the minimum loan amount must be $40,000. The APR is calculated at a $185,000 loan amount or 60% or less PLF utilization. All adjustable-rate plans come with a lifetime rate cap of 5% over the starting rate.

How Are Your Terms So Low?

Finance of America Mortgage is a direct lender approved by the Federal Housing Administration.

We don’t offer any mortgage programs other than the HECM. Our personnel are thoroughly trained, experienced, and are absolutely equipped to keep our rates as low as humanly possible.

We don’t do any work with brokers in the industry. This allows us to keep our overhead low, allowing our borrowers to save as much money as possible.

We don’t spend an arm and a leg in hiring celebrities to ballon our marketing budget. We don’t think it’s fair for any borrower to cover our expenses through the use of celebrities.

simply charge less than our competition. If you can, be sure to look at our direct competitors and compare our customer ratings. It seems as if they are more concerned about endorsements and name recognition as opposed to putting the borrower first. We offer great customer service and keep our costs as low to serve more people.

Finance of America Reverse Mortgage vs. The Competition

It turns out that a plethora of the celebrity-endorsed companies possesses some of the worst ratings in the reverse mortgage program industry. Upon research, they simply do not pass muster. From our initial contact to loan terms, you’ll find that we are genuinely only working on your behalf.

HUD approved direct lender.

As a person who lives in Portland, you understand how important it is to work with a local company. Not only does it save you money and time, but you also understand that you are working with someone who shares the same values.

As a heralded company in reverse mortgage programs, we keep our process and goals as simple as possible. The only goal is to provide great terms and superior customer service to all that work with us.

We would love the ability to talk to anyone who is interested in our service. To proceed, please contact us as soon as possible! We promise no obligations, shady tactics, just results that you can depend on!